User terms

1. Introduction

We are Gimi AB, a company organized under the laws of Sweden (hereinafter “Gimi”, “Us”, “We”, “Our”, etc.).

These Terms of Service (the “Terms”) apply between Gimi and you as regards your access and use of the Service (as further described below). It is important that you read the Terms very carefully before accessing or using the Service, since these Terms set out the responsibilities between you and Gimi.

By registering as a user with Gimi and accessing and using the Service you agree to be legally bound by the Terms. If you don’t agree with these Terms and if you don’t wish to be bound by them, you may not access or use the Service. By signing up to the Service, as a parent or guardian, and connecting your child’s account you allow and consent to your child’s use of the Service. A child’s account which is not connected to an account belonging to its parent or guardian within seven days will be deleted.

As Gimi provides a global Service, specific Terms may apply in certain jurisdictions. This version of the Terms shall apply unless there is a local version of the Terms in your country. If there is a local version of the Terms, the local version shall apply instead.

2. About the Service

Gimi provides a mobile application intended to be used by children and parents to manage money, to help the family to handle the children’s economy and educate children about money (the “Service”).

The Service is made available through through Our application for mobile devices (the “Application”), and partly Our website ( “Website”, “our site”) and both of which are designed for the whole family, including parents and young children under parent permission and supervision.

The Service consists of a version free of charge (Beginner) and a version available upon payment of a subscription fee (Master). Additional terms apply for the Premium version.

3. Parents’ and children’s use of the Service

In order to use the Service you must be at least 18 years old or older or, if you are under 18 years old, have your parent’s or guardian’s approval.

If you, as a parent or guardian, allow your child to use the Service you should ensure that your child is aware of how it may use the Service. You are responsible for all use made by your children under your parental responsibility. We encourage that you frequently talk to your child regarding its use of the Service.

Only parents/guardians may sign up to the Service as primary supporter and connect accounts of the children under their care and custody. After the first connection and approval of the parent/legal guardian, additional supporters can connected to the children’s account such as grandparents, siblings, neighbours.

4. Subscription and fees

You may sign a subscription for additional services in the Gimi-app. This means that you pay a subscription fee to Gimi monthly or yearly. You can cancel your subscription at any time. If you cancel your subscription, paid subscription fees will not be refunded.

You are responsible for paying the subscription fee. If a subscription fee is not paid at the due date the additional service will be limited or temporarily blocked.

Gimi has the right to decide on whether future product development, development of the service and additional services should be included in the subscription you have. In other words, you cannot demand that your subscription shall include such product development, development of the service and additional services.

Please note that Gimi has the right to change the fees and pricing model. Such change will be posted on our website and you will have specific information about the changes in the fees for your subscription.

5. Your responsibilities when using the Service

To get access to the Service you must accept and agree to the Terms and create a user account by registering certain personal data, including user-name, phone-number/email-adress and date of birth. (“User Account”).

You are responsible for using the Service in a legal and responsible way in compliance with these Terms. Your use of the Service must therefore take into account the following responsibilities:

  • You are responsible for submitting complete, true and correct contact-, account- and payment information and for making sure such information is kept up to date. You are also responsible to ensure that information that you may transfer to Gimi as a User of the Service, to the best of your knowledge, is not false or otherwise may corrupt or disrupt the Service and that you have the right to share it with Gimi and other Users.
  • You are responsible for all use of the Service that occurs under your and childs’ username. If your username, password, phone-number or the device you are using to access the Service is lost or stolen or if you have any reason to believe that there has been unauthorized access to your User Account, please notify Gimi immediately and change your passcode as soon as possible.
  • You may not use the Service for any commercial purposes or for any other purposes not related to the purpose of the Service (i.e to be used by children, parents/legal guardians and other adults approved by the parent/legal guardian to manage money and to help the family to handle the children’s economy and educate children about digital money).
  • You may not copy (except as expressly permitted by these Terms), decompile, reverse engineer, disassemble, attempt to derive the source code, modify, reverse engineer or create derivative works of the Service, any updates, or any part thereof. Scraping of any information contained in the Service, including any third party information accessible via the Service, is strictly prohibited.
  • The Service may not be used in any way, which is illegal, harmful or may be considered offensive by Gimi, other Users or third parties. In particular, you may not use our Service in any manner to harass, abuse, stalk, threaten, defame or otherwise infringe or violate the rights of any other party. Gimi is not responsible for any such use by any other user or party, but Gimi encourages you to report any incidents to Gimi (such as harassing, threatening, defamatory, offensive or illegal messages).

If you break any of these terms and conditions, or if liabilities are incurred as a result of your use of the Service, you will be responsible for the costs and expenses, including legal fees, that we, or our employees, officers, directors or agents incur as a result. This will include any costs that result if someone else uses your personal information, or your Gimi account, unless you can prove that it has been used fraudulently.

6. Personal Data and Privacy

We take your privacy very seriously. We therefore apply the necessary security to your personal data and will only handle your personal information in accordance with our Privacy Policy.

7. Termination or Suspension of the Service

You may terminate your agreement with Gimi at any time by uninstalling the Gimi Apps and ceasing the use of the Service.

Gimi may terminate the agreement with you, under these Terms, and suspend or terminate your use of and access to the Service if any of the following occurs:

  • You breach our terms and conditions
  • You fail to provide, when asked, information to allow us to check your identity or the validity of any information you have given us
  • We suspect you have been or are engaged in fraudulent or illegal activity when using the Service.

Upon termination of your agreement with us, you must stop using the Service. If a termination is due to your breach of these Terms, you will not be refunded any fees paid, if any.

Gimi also has the right to terminate the agreement with you without giving any reason thereto. Upon such termination by Gimi without cause, you will be refunded any pre-paid fees.

8. Proprietary Rights

The Service is protected by copyright laws and international copyright treaties, as well as other intellectual property laws and treaties. Gimi and its licensors shall retain ownership in and to the Service and to all related intellectual property rights, including without limitation trademarks, trade names, database rights and patents. You are granted a license with only a limited right to use the Service as set out in and subject to these Terms.

The license does not allow you to use Gimi’s name, trademarks or other commercial symbols. All rights and licenses not expressly granted to you under these Terms shall be retained by Gimi.

9. Limitation of Liability

We can’t guarantee that your access to our site or Application, or its content, will be delivered uninterrupted or error-free, or that the site will be free from viruses or other harmful properties. It is your responsibility to put in place satisfactory safeguards and procedures to make sure that any material you obtain through our site is free from contaminations or other harmful properties.

Gimi controls and monitors content made available by the Users or any other third parties via the Service, but can nevertheless not guarantee its origin and correctness. Gimi is not responsible or liable for the validity and correctness of the content provided through and in connection with use of the Service. Any use of the information obtained through the use of the Service shall be done at your own risk.

We have taken every measure we can to prevent internet fraud and to ensure that any data collected from you is kept safe and secure. However, in the extremely unlikely event of a breach in our secure computer servers, we cannot be held liable.

Under no circumstances will we be held liable for any direct, indirect, incidental or other kind of loss or injury resulting from your use, or downloading of any content from the Service.

Gimi is not responsible for delays or loss due to circumstances that we have no control over and which significantly impedes the fulfilment of the obligation in question or that causes the fulfilment of the obligation not being economically justifiable.

10. Transfer or assignment

Gimi may assign and transfer the rights and duties under these Terms to any third party that Gimi co-operates with. Gimi will notify you of any such transfer or assignment if this affects your rights under these Terms.

11. Support and feedback

Gimi strives to provide adequate and efficient technical support, upgrades and updates for the Service. Gimi shall not, however, be under any obligation to provide support or maintenance for the Service under these Terms and reserves the right to limit the support, upgrades and updates provided from time to time.

If you post questions for our support experts or messages on our blogs or forums you own the copyright to this text. However, by posting text, you grant us unlimited free license to republish that text on our site and to redistribute, make available or sell that text in print or electronic form anywhere in the world as part of an edited compilation or otherwise.

12. Changes to the Service and Terms

Gimi may at any time with or without a separate notice change the Terms by posting new versions of the Terms. You will always find the latest version of the Terms on the Website. Unless another date is given, new versions of the Terms become effective 30 days after their publication on the Website.

In case of substantial changes, you will be notified thereof via in-app message or via notice on the Website and provided the option to terminate the Service prior to their entry into effect.

13. Contact information

If you have any additional questions about Gimi’s Terms or want to make a request regarding certain information, you are encouraged to contact Gimi.

The contact information is:

Gimi AB, Reg. No. 556985-8029, Gimi AB C/O Convendum stockholm city AB

Box 4011, 102 61 Stockholm.

You can also send your enquiries via email to or in the Application.

These Terms were last updated on 11th of September 2021.

Gimi AB is a registered payment service provider for account information services with the Swedish Financial Supervisory Authority, and is under its supervision.